The Affordable Care Act
- Prevention is the first step to fight disease, and our current healthcare system is not setup in this way!
- All health screenings for diseases should be paid 100% when family history is present, at any age, as they prevent early death.
- Preventing disease from occurring in the first place, or slowing its progression, is the only way we will get the cost of healthcare down.
- Policies should cover mental health treatment for in-hospitalization and residential treatment at 100%.
- No yearly limits, such as per session limits, of treatment should be allowed.
- All forms of telemental health sessions should be covered at 100%.
- Outpatient treatment for partial hospitalization and intensive outpatient programs should be covered at 80%.
- Outpatient, private treatment should be covered at 80%.
- These stipulations should apply to Medicaid, Medicare, or private insurances alike.
Crossing State Lines
All private health insurance company policies should be sold and accepted across state lines through the insurance networks; Medicaid, Medicare, and Medicare supplement plans should be accepted across state lines. People drive great distances to stay in-state for healthcare, and this can prevent people from receiving life-saving care earlier to extend their life.
Dental, Vision, and Hearing Coverage
Dental, vision, and hearing are physical health issues. All three of these areas of health should be covered by private policies, as well as Medicaid, Medicare, and Medicare supplement plans. Hearing loss has shown to be in correlation with dementia, and dental health has been shown connection with heart disease. This ties back into Mr. Steele’s vision for preventing disease for better patient outcomes, increasing life expectancy, and health insurance savings.
Reproductive health is the right of a woman and man, not their employer.
The Affordable Care Act
- Keep protections for preexisting conditions from denial of coverage
- Keep parental insurance until 26
- Keep subsidies, but use taxes collected from medical marijuana to offset them
- Keep preventative care at 100%
- No matter the state one lives, Naturopathic Medicine Doctors should be able to provide primary care to patients.
- Patients should be able to have consultation for care from both allopathic and alternative medicine physicians.
- States should be banned from barring licensing these physicians.
Alternative & Complementary Preventative Medicine
- Patients should have the right to have Massage Therapy, Chiropractic, Acupuncture, and gym memberships paid by health insurance companies at the same copay, deductibles, etc., if they choose.
- The savings on medications and surgeries from these forms of treatment should cancel out the need for an increase in premiums for these added services.
- No yearly limit for these services should be allowed, such as a per session limit.
Vitamins and Supplements:
Vitamins and supplements should be set to a mandated quality and ingredient standard by the FDA in consultation with pharmacopeia standards. Mr. Steele would propose legislation which would enforce these standards by a third party such as the United States Pharmacopeia (USP) or similar, and paid by health insurance companies based on a copay with prescription for those of any age.
Prescription Availability & Drug Prices
Patients should be able to order prescriptions through mail-order, directly from the manufacturer, even if the manufacturer is foreign, with doctor's prescription. The FDA should certify the use of drugs from other countries. This will create more competition with local and national drug stores.
Single-Payer Health Insurance
A public option to buy into Medicare should be set for ages 26-64. This would create competition to bring private insurance premiums, co-insurances, and yearly out-of-pocket maximums down.
Medicare For All
Mr. Steele does not think Medicare-for-All is the answer as private health insurance companies do provide better reimbursement rates to providers than Medicare and Medicaid. If we move to a Medicare-For-All system, doctors and facilities will be less likely to accept public insurance.
Opioid and Addiction Epidemic
The opioid epidemic should be tackled at the mental health level more than at a law enforcement level. If drug availability is stymied, people will just move on to other hard drugs. Treat the cause, not the symptom!
Current politicians aren't going far enough to save people's lives.
The U.S. has a mental health crisis at pandemic proportions, especially those who are undiagnosed. Mental health issues and PTSD most times are the cause of anxiety, depression, suicide, homicide, and all drug addiction.